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Privacy Policy

Privacy Policy For Website
Effective Date: 05/23/2022
Applicable To The Following Website:
createyourbalancewithliteracy.com

Article 1 – DEFINITIONS:
a) APPLICABLE WEBSITE: This Privacy Policy will refer to and be applicable to the
Website listed above, which shall hereinafter be referred to as “Website.” Any listed
Website may also refer to a corresponding mobile application, should one be currently in
use or hereinafter developed.
b) EFFECTIVE DATE: “Effective Date” means the date this Privacy Policy comes into
force and effect.
c) PARTIES: The parties to this privacy policy are the following data controller: Kara
Rickman (“Data Controller”) and you, as the user of this Website. Hereinafter, the parties
will individually be referred to as “Party” and collectively as “Parties.”
d) DATA CONTROLLER: Data Controller is the publisher, owner, and operator of the
Website and is the Party responsible for the collection of information described herein.
Data Controller shall be referred to either by Data Controller’s name or “Data Controller,”
as listed above. If Data Controller or Data Controller’s property shall be referred to
through first-person pronouns, it shall be through the use of the following: us, we, our,
ours, etc.
e) YOU: Should you agree to this Privacy Policy and continue your use of the Website,
you will be referred to herein as either you, the user, or if any second-person pronouns
are required and applicable, such pronouns as ‘your”, “yours”, etc.
f) GOODS: “Goods” means any goods that we make available for sale on the Website.
g) SERVICES: “Services” means any services that we make available for sale on the
Website.
h) PERSONAL DATA: “Personal DATA” means personal data and information that we
obtain from you in connection with your use of the Website that is capable of identifying
you in any manner.

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Article 2 – GENERAL INFORMATION:
This privacy policy (hereinafter “Privacy Policy”) describes how we collect and use the
Personal Data that we receive about you, as well as your rights in relation to that
Personal Data, when you visit our Website or purchase our Goods or use our Services.
This Privacy Policy does not cover any information that we may receive about you
through sources other than the use of our Website. The Website may link out to other
websites or mobile applications, but this Privacy Policy does not and will not apply to any
of those linked websites or applications.
We are committed to the protection of your privacy while you use our Website.
By continuing to use our Website, you acknowledge that you have had the chance to
review and consider this Privacy Policy, and you acknowledge that you agree to it. This
means that you also consent to the use of your information and the method of disclosure
as described in this Privacy Policy. If you do not understand the Privacy Policy or do not
agree to it, then you agree to immediately cease your use of our Website.

Article 3 -CONTACT AND DATA PROTECTION OFFICER:
The Party responsible for the processing of your personal data is as follows: Kara
Rickman. The Data Controller may be contacted as follows:
kara@createyourbalancewithliteracy.com
The Data Controller and operator of the Website are one and the same.
The Data Protection Officer is as follows: Kara Rickman. The Data Protection Officer
may be contacted as follows:
kara@createyourbalancewithliteracy.com

Article 4 – LOCATION:
Please be advised the data processing activities take place in the United States, outside
the European Economic Area. Data may also be transferred to companies within the
United States, but will only be done so in a manner that complies with the EU’s General
Data Protection Regulation or GDPR. The location where the data processing activities
take place is as follows:

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Texas, United States

Article 5 – MODIFICATIONS AND REVISIONS:
We reserve the right to modify, revise, or otherwise amend this Privacy Policy at any
time and in any manner. If we do so, however, we will notify you and obtain your consent
to the change in processing. Unless we specifically obtain your consent, any changes to
the Privacy Policy will only impact the information collected on or after the date of the
change. It is also your responsibility to periodically check this page for any such
modification, revision or amendment.

Article 6 – THE PERSONAL DATA WE RECEIVE FROM YOU:
Depending on how you use our Website, you will be subject to different types of
Personal Data collected and different manners of collection:
a) Registered users: You, as a user of the Website, may be asked to register in
order to use the Website or to purchase the Goods and/or Services available for
sale.
During the process of your registration, we will collect some of the following
Personal Data from you through your voluntary disclosure:
Email Addresses, First Name
Personal Data may be asked for in relation to:
I) Interaction with our representatives in any way
II) making purchases
III) receiving notifications by text message or email about marketing
IV) receiving general emails from us
V) commenting on our content or other user-generated content on our Website,
such as blogs, articles, photographs or videos, or participating in our forums,
bulletin boards, chat rooms or other similar features
By undergoing the registration process, you consent to us collecting your Personal
Data, including the Personal Data described in this clause, as well as storing, using

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or disclosing your Personal Data in accordance with this Privacy Policy.
b) Unregistered users: If you are a passive user of the Website and do not register
for any purchases or other service, you may still be subject to certain passive data
collection (“Passive Data Collection”). Such Passive Data Collection may include
through cookies, as described below, IP address information, location information,
and certain browser data, such as history and/or session information.
c) All users: The Passive Data Collection that applies to Unregistered users shall
also apply to all other users and/or visitors of our Website.
d) Sales & Billing Information: In order to purchase any of the goods or services
on the Website, you will be asked to provide certain credit information, billing
address information, and possibly additional specific information so that you may be
properly charged for your purchases. This payment and billing information will not
be stored and will be used exclusively to assist with your one-time purchase.
e) Related Entities: We may share your Personal Data, including Personal Data
that identifies you personally, with any of our parent companies, subsidiary
companies, affiliates or other trusted related entities.
However, we only share your Personal Data with a trusted related entity if that entity
agrees to our privacy standards as set out in this Privacy Policy and to treat your
Personal Data in the same manner that we do.
f) Email Marketing: You may be asked to provide certain Personal Data, such as
your name and email address, for the purpose of receiving email marketing
communications. This information will only be obtained through your voluntary
disclosure and you will be asked to affirmatively opt-in to email marketing
communications.
g) User Experience: From time to time we may request information from you to
assist us in improving our Website, and the Goods and Services we sell, such as
demographic information or your particular preferences.
h) Content Interaction: Our Website may allow you to comment on the content that
we provide or the content that other users provide, such as blogs, multimedia, or
forum posts. If so, we may collect some Personal Data from you at that time, such
as, but not limited to, username or email address.
i) Combined or Aggregated Information: We may combine or aggregate some of
your Personal Data in order to better serve you and to better enhance and update

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our Website for your and other consumers’ use.
We may also share such aggregated information with others, but only if that
aggregated information does not contain any Personal Data.

Article 7 – THE PERSONAL DATA WE RECEIVE AUTOMATICALLY:
Cookies: We may collect information from you through automatic tracking systems
(such as information about your browsing preferences) as well as through information
that you volunteer to us (such as information that you provide during a registration
process or at other times while using the Website, as described above).
For example, we use cookies to make your browsing experience easier and more
intuitive: cookies are small strings of text used to store some information that may
concern the user, his or her preferences or the device they are using to access the
internet (such as a computer, tablet, or mobile phone). Cookies are mainly used to adapt
the operation of the site to your expectations, offering a more personalized browsing
experience and memorizing the choices you made previously.
A cookie consists of a reduced set of data transferred to your browser from a web server
and it can only be read by the server that made the transfer. This is not executable code
and does not transmit viruses.
Cookies do not record or store any Personal Data. If you want, you can prevent the use
of cookies, but then you may not be able to use our Website as we intend. To proceed
without changing the options related to cookies, simply continue to use our Website.
Technical cookies: Technical cookies, which can also sometimes be called HTML
cookies, are used for navigation and to facilitate your access to and use of the site.
They are necessary for the transmission of communications on the network or to
supply services requested by you. The use of technical cookies allows the safe and
efficient use of the site.
You can manage or request the general deactivation or cancelation of cookies
through your browser. If you do this though, please be advised this action might
slow down or prevent access to some parts of the site.
Cookies may also be retransmitted by an analytics or statistics provider to collect
aggregated information on the number of users and how they visit the Website.
These are also considered technical cookies when they operate as described.

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Temporary session cookies are deleted automatically at the end of the browsing
session – these are mostly used to identify you and ensure that you don’t have to log
in each time – whereas permanent cookies remain active longer than just one
particular session.
Third-party cookies: We may also utilize third-party cookies, which are cookies
sent by a third-party to your computer. Permanent cookies are often third-party
cookies. The majority of third-party cookies consist of tracking cookies used to
identify online behavior, understand interests and then customize advertising for
users.
Third-party analytical cookies may also be installed. They are sent from the domains
of the aforementioned third parties external to the site. Third-party analytical cookies
are used to detect information on user behavior on our Website. This place
anonymously, in order to monitor the performance and improve the usability of the
site. Third-party profiling cookies are used to create profiles relating to users, in
order to propose advertising in line with the choices expressed by the users
themselves.
Profiling cookies: We may also use profiling cookies, which are those that create
profiles related to the user and are used in order to send advertising to the user’s
browser.
When these types of cookies are used, we will receive your explicit consent.
Support in configuring your browser: You can manage cookies through the
settings of your browser on your device. However, deleting cookies from your
browser may remove the preferences you have set for this Website.
For further information and support, you can also visit the specific help page of the
web browser you are using:

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Article 8 – THIRD PARTIES:
We may utilize third-party service providers (“Third-Party Service Providers”), from time
to time or all the time, to help us with our Website, and to help serve you.
We may use Third-Party Service Providers to assist with information storage (such
as cloud storage).
We may provide some of your Personal Data to Third-Party Service Providers in
order to help us track usage data, such as referral websites, dates and times of
page requests, etc. We use this information to understand patterns of usage of, and
to improve, the Website.
We may use Third-Party Service Providers to host the Website. In this instance, the
Third-Party Service Provider will have access to your Personal Data.

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We only share your Personal Data with a Third-Party Service Provider if that
provider agrees to our privacy standards as set out in this Privacy Policy.
Your Personal Data will not be sold or otherwise transferred to other third parties
without your approval.
Notwithstanding the other provisions of this Privacy Policy, we may provide your
Personal Data to a third party or to third parties in order to protect the rights,
property or safety, of us, our customers or third parties, or as otherwise required by
law.
We will not knowingly share your Personal Data with any third parties other than in
accordance with this Privacy Policy.
If your Personal Data might be provided to a third party in a manner that is other
than as explained in this Privacy Policy, you will be notified. You will also have the
opportunity to request that we not share that information.
In general, you may request that we do not share your Personal Data with third
parties. Please contact us via email, if so. Please be advised that you may lose
access to certain services that we rely on third-party providers for.

Article 9 – SOCIAL NETWORK PLUGINS:
This Website incorporates plugins and/or buttons for social networks, in order to allow
easy sharing of content on your favorite social networks. These plugins are programmed
so as not to set any cookies when accessing the page, to safeguard the privacy of
users. Cookies may be set, however, if you make voluntary use of the plugin. Please
note that if you browse while being logged into the social network, then you have already
consented to the use of cookies conveyed through this Website at the time that you
registered with the particular social network.
The collection and use of information obtained by means of the plugin are governed
by the respective privacy policies of the social networks, which can be found below:
Facebook: https://www.facebook.com/help/cookies
Twitter: https://help.twitter.com/en/rules-and-policies/twitter-cookies
Google+: https://about.pinterest.com/it/privacy-policy

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Pinterest: https://about.pinterest.com/it/privacy-policy
AddThis: http://www.addthis.com/privacy/privacy-policy
Linkedin: https://www.linkedin.com/legal/cookie-policy

Article 10 – HOW PERSONAL DATA IS STORED:
We use secure physical and digital systems to store your Personal Data when
appropriate. We ensure that your Personal Data is protected against unauthorized
access, disclosure, or destruction.
Please note, however, that no system involving the transmission of information via the
internet, or the electronic storage of data, is completely secure. However, we take the
protection and storage of your Personal Data very seriously. We take all reasonable
steps to protect your Personal Data.
Personal Data is stored throughout your relationship with us. We delete your Personal
Data upon request for cancelation of your account or other general request for the
deletion of data.
In the event of a breach of your Personal Data, you will be notified in a reasonable time
frame, but in no event later than two weeks, and we will follow all applicable laws
regarding such breach.

Article 11 – PURPOSES OF PROCESSING OF PERSONAL DATA:
We primarily use your Personal Data to help us provide a better experience for you on
our Website and to provide you the services and/or information you may have
requested, such as use of our Website.
Information that does not identify you personally, but that may assist in providing us
broad overviews of our customer base, will be used for market research or marketing
efforts. Such information may include, but is not limited to, interests based on your
cookies.
Personal Data that may be considering identifying may be used for the following:
a) Improving your personal user experience

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b) Communicating with you about your user account with us
c) Marketing and advertising to you, including via email
d) Fulfilling your purchases
e) Providing customer service to you
f) Advising you about updates to the Website or related Items

Article 12 – DISCLOSURE OF PERSONAL DATA:
Although our policy is to maintain the privacy of your Personal Data as described herein,
we may disclose your Personal Data if we believe that it is reasonable to do so in certain
cases, in our sole and exclusive discretion. Such cases may include, but are not limited
to:
a) To satisfy any local, state, or Federal laws or regulations
b) To respond to requests, such discovery, criminal, civil, or administrative process,
subpoenas, court orders, or writs from law enforcement or other governmental or
legal bodies
c) To bring legal action against a user who has violated the law or violated the terms
of use of our Website
d) As may be necessary for the operation of our Website
e) To generally cooperate with any lawful investigation about our users
f) If we suspect any fraudulent activity on our Website or if we have noticed any
activity which may violate our terms or other applicable rules

Article 13 – OPTING OUT OF TRANSMITTALS FROM US:
From time to time, we may send you informational or marketing communications related
to our Website such as announcements or other information. If you wish to opt-out of
such communications, you may contact the following email:
kara@createyourbalancewithliteracy.com. You may also click the opt-out link which will
be provided at the bottom of any and all such communications.

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Please be advised that even though you may opt-out of such communications, you may
still receive information from us that is specifically about your use of our Website or
about your account with us.
By providing any Personal Data to us, or by using our Website in any manner, you have
created a commercial relationship with us. As such, you agree that any email sent from
us or third-party affiliates, even unsolicited email, shall specifically not be considered
SPAM, as that term is legally defined.

Article 14 – MODIFYING, DELETING, AND ACCESSING YOUR INFORMATION:
If you wish to modify or delete any information we may have about you, or you wish to
simply access any information we have about you, you may reach out to us at the
following email address: kara@createyourbalancewithliteracy.com.

Article 15 – ACCEPTANCE OF RISK:
By continuing to our Website in any manner, use the Product, you manifest your
continuing asset to this Privacy Policy. You further acknowledge, agree and accept that
no transmission of information or data via the internet is not always completely secure,
no matter what steps are taken. You acknowledge, agree and accept that we do not
guarantee or warrant the security of any information that you provide to us, and that you
transmit such information at your own risk.

Article 16 – YOUR RIGHTS:
You have many rights in relation to your Personal Data. Specifically, your rights are as
follows:

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Article 17 – CONTACT INFORMATION:
If you have any questions about this Privacy Policy or the way we collect information
from you, or if you would like to launch a complaint about anything related to this Privacy
Policy, you may contact us at the following email address:
kara@createyourbalancewithliteracy.com.

Google
Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=enWe have implemented the following:• Demographics and Interests ReportingWe along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions, and other ad service functions as they relate to our website.Opting out:Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising initiative opt out page or permanently using the Google Analytics Opt Out Browser add on.California Online Privacy Protection ActCalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpufAccording to CalOPPA we agree to the following:Users can visit our site anonymouslyOnce this privacy policy is created, we will add a link to it on our home page, or as a minimum on the first significant page after entering our website.Our Privacy Policy link includes the word ‘Privacy’, and can be easily be found on the page specified above.Users will be notified of any privacy policy changes:      • On our Privacy Policy PageUsers are able to change their personal information:      • By emailing usHow does our site handle do not track signals?We don’t honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place. We don’t honor them because we don’t have a mechanism in place to use them.Does our site allow third party behavioral tracking?It’s also important to note that we do not allow third party behavioral trackingCOPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.We do not specifically market to children under 13.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.We collect your email address in order to:• Process orders and to send information and updates pertaining to orders      • Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.To be accordance with CANSPAM we agree to the following:• NOT use false, or misleading subjects or email addresses      • Identify the message as an advertisement in some reasonable way      • Include the physical address of our business or site headquarters      • Monitor third party email marketing services for compliance, if one is used.      • Honor opt-out/unsubscribe requests quickly      • Allow users to unsubscribe by using the link at the bottom of each email
If at any time you would like to unsubscribe from receiving future emails, you can• Follow the instructions at the bottom of each email and we will promptly remove you from ALL correspondence.

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.

kara@createyourbalancewithliteracy.com

Cookies
To revoke your cookie consent, click the button: [cookies_revoke]

Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

Suggested text: If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Suggested text: Visitor comments may be checked through an automated spam detection service.

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